Hino built its following in the medium-duty commercial market by delivering trucks with unusually low lifecycle maintenance costs and strong reliability per operating hour. For dump applications that don't require full Class 8 tonnage, the Hino 338 and the newer L6 hit a price point and a reliability standard that makes them a smart choice for operators who are watching total cost of ownership, not just the sticker. If you're running short hauls, small pour jobs, or urban service routes, Hino's medium-duty lineup earns its keep fast.
We finance Hino vocational trucks for dump applications, specifically the 338 and the L6 Series. We also work with operators who need financing for the broader medium-duty dump truck market, regardless of the brand they ultimately choose. Our lenders know medium-duty commercial trucks and price them without the guesswork that general business lenders apply.
Hino Dump Truck Models: The 338 and L6
The Hino 338 is a Class 7 commercial truck running Hino's proprietary A09 diesel engine. It handles dump bodies in the 8 to 10 cubic yard range and competes directly with the Ford F-750 and Freightliner M2 106 in the contractor segment. Hino's reputation for the 338 centers on lower-than-average maintenance downtime, which matters a lot for an operator who can't afford a truck sitting at a shop during a busy season. GVWR on the 338 reaches up to 33,000 lbs in standard configurations.
The Hino L6 is a newer platform that Hino introduced as part of a significant product line expansion. It runs in Class 6 and Class 7 configurations and offers updated cab ergonomics, better driver visibility, and Hino's clean diesel compliance technology. Operators who compared the older 338 to the L6 and chose it for updated cab features and emissions technology represent a growing share of Hino dump buyers.
Hino trucks benefit from Toyota Group ownership, which provides supply chain depth and a long-term manufacturing commitment that smaller commercial truck brands can't always match. Lenders factor that stability into residual value calculations, which tends to support cleaner financing terms on Hino trucks.
- Hino 338 Class 7 with A09 diesel for reliable medium-duty dump cycles
- Hino L6 for updated cab, improved visibility, and modern emissions compliance
- Toyota Group ownership supporting parts supply chain and long-term product commitment
- Competitive maintenance cost profile compared to Class 8 trucks for smaller applications
Hino Dump Buyers: Who They Are
Hino dump truck buyers tend to be operators who've done the math on total ownership cost rather than buying on brand familiarity. The 338 and L6 typically come in below the price of comparable Ford F-750s on new-truck transactions, and the maintenance cost advantage over a service life compounds. That calculation appeals to small fleet operators who run tight margins and landscaping and site prep contractors who move material regularly but not in Class 8 volumes.
Municipal and public works buyers choose Hino for similar reasons: predictable maintenance, lower initial cost, and a truck that doesn't create surprises in year three. Operators serving municipalities and public works departments often run multiple medium-duty dump trucks on tight operating budgets and appreciate the Hino's predictability.
Contractors in the landscaping and hardscaping segment who are graduating from pickup-based hauling to a purpose-built dump truck often look at Hino because it's accessible at the medium-duty price point and comes with a service reputation that backs up the purchase decision. The owner-operator financing structure fits well for these buyers.
Hino Financing Costs and Structures
New Hino 338 and L6 trucks with dump bodies typically land priced roughly $65k–$100k depending on body spec and configuration. Used units, particularly 338s with documented service history, can be found below $50,000 in some markets, but most buyers target the $60,000 to $80,000 range for late-model used Hino trucks. Our $50,000 minimum covers the vast majority of Hino dump transactions.
Medium-duty trucks like the Hino 338 typically finance on 36 to 60 month terms. Shorter terms than Class 8 trucks reflect the faster depreciation curve on medium-duty platforms. Monthly payments on a $75,000 Hino at 60 months are accessible for most operators compared to a full Class 8 payment on a $200,000-plus truck.
For operators who prefer lower monthly payments in exchange for a residual obligation at the end, a equipment lease structure can work well on Hino trucks. The lease sets a residual value, lowers the monthly cost, and gives you the option to buy or return at term end. Operators who cycle trucks on a regular schedule often prefer this structure.
B and C credit operators have options. Our bad credit equipment financing channel includes lenders who consider sub-660 credit scores on medium-duty vocational trucks with the right business fundamentals behind them.
Hino Financing Questions
Get Your Hino Deal Done
Hino trucks make sense for the right application, and the financing should be just as practical. Submit the application, tell us which model and what you're doing with it, and we'll get you options from lenders who know medium-duty commercial trucks. One to two business days to a credit decision. Start today.
